Who we are

Lifestyle Loans is a new technology led lender that makes fast decisions based on your history, we are more focused on whether you can afford your monthly repayments than a few old blemishes on your credit file.

What we do
  • Offer loans between £1,000 - £ 5,000 over 1 - 5 years
  • Make fair lending decisions based on your income and spending
  • Lend directly to you
  • Offer top up loans (subject to affordability and your latest data)
  • Only do a credit search at the final stage, when we know you are likely to get the loan
  • Make quick lending decisions
What we don’t do
  • Offer loans that we don’t believe are affordable (we don’t want you in debt distress)
  • Offer loans who exhibit vulnerability (such as gambling)
  • Charge fees if you want to pay off the loan early